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Our History

S&G Financial®

S&G Financial® is an equipment and vehicle financing company dedicated to helping you reach your business goals. Our leadership team has over 70 years of combined experience in the financing industry that spans both domestic and international credit financing. With our teams' background, we understand that the transportation and heavy equipment industries need flexibility. Therefore, S&G Financial will work with you to set up a quote for what you need. Our goal is to work with you and get you to the next level. We offer options such as fixed payments with locked-in interest rates, a $0 down payment, refundable deposits at the end of the lease term, and other programs to fit your unique business needs. Whether you are a single truck owner-operator or manage a large fleet, we have scalable solutions that work for you!
About Us

FAQ

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  • How do I apply for financing?

    You can apply for financing in TWO ways:     • Apply online for commercial vehicle financing.​​​​​​​• Find the nearest partnering dealer and fill out a paper application. 
  • What documents do I need for financing?

    Before closing your loan, S&G Financia®l will need you to provide the following documents:     • A copy of a valid, government-issued ID (e.g. driver's license or CDL)​​​​​​​• Proof of residence (driver's license with your current address, utility bill, or signed lease)​​​​​​​• Proof of income (e.g. pay stubs, tax returns, or financial statements)
  • What is a TRAC lease?

    A TRAC lease is a more common commercial equipment and vehicle lease sructure. This type of lease is a more affordable by offering lower payments and more lease-end options and may qualify as an operational expense. 
  • Are there any late fees?

    Yes, if you fail to make any payment within 15 days of the due date, there will be a late payment fee of $5.00 or 4% of the past due amount, not to exceed $50 on loans of $100,000 or less with a term of five years or less. There will be a charge of $50 for each payment by check, draft, ACH or electronic payment that is returned unpaid or dishonored for any reason.